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Terms and Conditions

Last Updated: January 2026

By accessing and using Fincalcz , you accept and agree to be bound by the terms and provision of this agreement.

1. Acceptance of Terms

By using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our service.

2. Use License

Permission is granted to temporarily use Fincalcz for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials

3. Disclaimer

The information on Fincalcz is provided for general educational purposes. It is not personalised financial, investment, legal, or tax advice.

Reading our articles, using our resources, or contacting us does not create a professional adviser–client relationship.

Before taking a loan, choosing an investment, or making another significant financial commitment, check the relevant provider’s current terms and consider advice from a suitably qualified professional.

4. Limitations

In no event shall Fincalcz or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Fincalcz 's website.

5. Accuracy of Materials

The materials appearing on Fincalcz 's website could include technical, typographical, or photographic errors. Fincalcz does not warrant that any of the materials on its website are accurate, complete, or current.

6. Cookies and consent

Our privacy policy page explains how personal information is handled when you use Fincalcz.

Information about cookies and available controls is provided in privacy policy page

Acceptance of these terms does not, by itself, constitute consent to optional cookies or marketing communications.

7. Modifications

Fincalcz may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.